Loan Programs

Loan Programs Built for Land Deals.

Straightforward terms. Fast decisions. Capital that closes when you need it.

Land Acquisition — Monthly Interest Only Payments

Most Popular

Purchase raw land, agricultural, residential, hunting & recreational tracts. Monthly interest-only payments keep your cash flow predictable while you execute your exit strategy.

Eligibility

  • —Raw land, agricultural, and undeveloped parcels
  • —Tracts with a minimum of 5 acres and outside of the city limits are preferred
  • —Clear title required
  • —Legal access required with a strong preference to tracts with frontage on a government maintained road.

Loan Terms

Max LTVUp to 65% LTV
Term12 Months
Rate20% APR
Origination1.5 Points
Min Loan$20,000
Max Loan$1,000,000
Apply for This Loan

Land Acquisition — No Monthly Payments

All interest accrues and is paid at maturity — no monthly payments required. Ideal for investors who want to preserve cash flow during the hold period and pay everything at closing or sale.

Eligibility

  • —Raw land, agricultural, and undeveloped parcels
  • —Tracts with a minimum of 5 acres and outside of the city limits are preferred
  • —Clear title required
  • —Legal access required with a strong preference to tracts with frontage on a government maintained road.

Loan Terms

Max LTVUp to 50% LTV
Term12 Months
Rate25% APR
Origination2.5 Points
Min Loan$20,000
Max Loan$1,000,000
Apply for This Loan

The Process

How It Works

01

Submit Your Inquiry

Fill out our short loan inquiry form. Tell us about the property, purchase price, and your anticipated sale price.

02

24-Hour Decision

Our team reviews the deal and gets back to you within 24 hours with a term sheet or questions.

03

Connect Us with Your Title Company

Once the title commitment is received, we prepare the loan documents within 24 hours and are ready to close, providing one of the fastest funding processes in the industry.

04

Closing and Fund

Funds wire directly to title and your deal is closed.

Ready to Apply?

Submit your loan inquiry and get a decision in 24 hours.

Start Your Application
Roundrock Realty

Hard money lending for land investors. Fast decisions, no red tape — nationwide.

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Ready to move on a deal? We make fast decisions so you never miss an opportunity.

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Hard money loans are subject to lender approval.